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BlueSoft developed and deployed the Mobile Wallet app which provides mobile phone payments using NFC HCE technology.

Key takeaways

  • Enabling secure and convenient payments by launching an innovative app for contactless smartphone payments.
  • Granting Raiffeisen Polbank clients access to their funds for the purposes of using payment cards and the wallet.
  • Expanding the retail client base by introducing a modern and innovative payment solution.
  • Using a convenient and safe mobile communication channel.


Industry: Banking
Location: Poland


Android SDK, Java Spring, MuleESB, postgreSQL, DexGuard, NFC HCE, Hazelcast

Building multi-channel solutions has become the key challenge for the banking sector, which is undergoing a digital transformation. BlueSoft, our trusted IT partner, has supported Raiffeisen Polbank in developing an innovative mobile payment system throughout the entire development cycle. Moreover, the best agile practices, used by BlueSoft, have aided us in the process of transforming and perfecting our work environment.

Maciej Barczuk, Processes Optimization Expert, Raiffeisen Bank Polska SA


Seeing as the bank strives to offer its clients state-of-the-art technologies and possibilities to make secure and convenient payments at points of sales, Raiffeisen Polbank took it upon itself to launch a mobile app for NFC HCE payments for Android phones.


BlueSoft was entirely responsible for designing and developing the Mobile Wallet app, both when it came to developing a convenient UX interface, and also integrating it with the banks internal and external systems, e.g. those serving payment terminals at points of sales. As part of the integration project, BlueSoft also designed and created the communication facade. The facade is a system which became the main API provider for the app by covering the data bus and other apps issuing APIs. Security was also the key issue – the solution, prior to deployment, had been throughly tested by a third-party security lab.


The team’s work resulted in creating an ecosystem comprising the Mobile Wallet app for POS terminal payments using NFC HCE technology for Android devices and a communication facade responsible for orchestrating services and processes inside and outside the bank.
Marketing the app was supported by a large-scale campaign covering a variety of communication channels ranging from social networks to TV spots and other media. For those wishing to find out more, we are enclosing Raiffeisen Polbank marketing materials

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NFC HCE application Mobile Wallet

BlueSoft developed and deployed the Mobile Wallet app which provides mobile phone payments using NFC HCE technology.

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